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Arkansas Works Insurance

Arkansas Works is a Medicaid program that offers eligible Arkansans private health insurance coverage. The insurance is offered through qualified health plans from Arkansas BlueCross BlueShield, Arkansas Health & Wellness (Ambetter), and Qualchoice.


Some Arkansas Works enrollees must pay a monthly payment for their insurance, known as a premium. Those enrollees also may have a small payment they will have to make at the doctor's office, known as a co-pay. whether yu have to pay a premium or co-pay depends on your income.


Arkansas Works enrollees with special health needs may be better served through traditional Medicaid. That will be decided based on information you give DHS on your application.

2024 Federal Poverty Level Guidelines

Person in household 100% 133% 138% 150%
1 15,060 20,029 20,782 22,590
2 20,440 27,185 28,207 30,660
3 25,820 34,340 35,631 38,730
4 31,200 41,496 43,056 46,800
5 36,580 48,651 50,480 48,705
6 41,960 55,806 57,904 55,785
7 47,340 62,962 65,329 71,010
8 52,720 70,117 72,753 79,080

Anyone who is a Arkansas resident and has income at or below the 150% Federal Poverty level should call Central Arkansas Insurance or fill out the contact information so Fred Hughes can help you apply for benefits.

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