Central Arkansas Affordable Care or Obama Care
The Affordable Care Act provides individuals and families greater access to affordable health insurance options including medical, dental, vision, and other types of health insurance that may not otherwise be available.
What’s the value of shopping for health insurance through a licensed agent?
Here are three simple reasons:
You can use an agent’s services for free. Agents make money through commissions that are already baked into the cost of every health insurance plan, no matter where you buy it or whether an agent was involved. A plan never costs more just because you choose to buy with an agent. When you understand the benefits of shopping through a licensed agent – and the fact that you don’t have to pay more for using an agent – it’s easy to see why shopping with an agent is the smart way to go.
Agents make it easy to understand your options. Unless you have a real passion for fine print and health insurance terminology, it’s not always easy to understand what you’re seeing when comparing health insurance options. Licensed health insurance agents live and breathe this stuff every day, and they’re specially trained to help you understand how plans differ from one another and how your coverage will actually work in the real world.
Agents are your advocates even after you enroll. Your agent is there for you even after you buy a new health insurance plan. Your agent can help you re-shop each year during the Obamacare open enrollment period, or whenever big life changes happen and you need to update your coverage. What’s more, your agent can serve as your advocate with the insurance company when you have questions about benefits or about how a medical claim was processed.
Checklist to Apply for Marketplace Insurance
Looking to apply for individual or family insurance in Arkansas? Planning on signing up on the Marketplace.
Use this checklist to help you with enrollment from November 1 to January 15th and anyone under 150% Federal Property Level can enroll anytime.
What you Will Need to Apply
Information on how you file your taxes (single,married,head of household)
Information for all persons you want on your plan:
Home and /or mailing address.
Social security number(s)
Work and income info(such as pay stub, W-2 form, or wage and tax statement)
For any current health insurance: the carrier and policy number
Legal immigrants also need document information.
10 ESSENTIAL HEALTH BENEFITS THAT MUST BE COVERED
Ambulatory patient services
Emergency services
Hospitalization
Pregnancy, maternity, and newborn care (pre and post birth)
Mental health and substance use disorder services
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care
Office Hours
*Call to schedule in-office appointments
Disclaimer: NOT CONNECTED WITH OR ENDORSED BY THE U.S. GOVERNMENT OR THE FEDERAL MEDICARE PROGRAM.
We do not offer every plan available in your area. Currently, we represent 10 organizations that offer 82 products in your area. Please contact Medicare.gov, 1-800- MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.